Mail Order / Telephone Order (MOTO) payments allow businesses to process debit and credit card payments from their customers, via telephone, letter, or email order requests. MOTO payments are processed using a simple online web-based payment system, which works much like an online e-terminal, as it will ensure funds are available before authorization.
MOTO payments are an excellent payment alternative for when customers cannot visit a store face-to-face.
How do MOTO payments work?
Simple, secure and easy to use, Virtual terminals are designed to make accepting business payments a breeze no matter your location. Each virtual terminal URL can be accessed by any internet connected device, whether using a laptop, desktop, mobile phone or tablet.
Here’s how it works:
Retailer logs into virtual terminal online via internet connected device.
The customer’s personal information and card details are input.
The transaction is submitted for authorization.
Once approved, confirmation is received, and the customer receives an email receipt.