Mail Order / Telephone Order (MOTO)
Mail Order / Telephone Order (MOTO) payments allow businesses to process debit and credit card payments from their customers, via telephone, letter, or email order requests. MOTO payments are processed using a simple online web-based payment system, which works much like an online e-terminal, as it will ensure funds are available before authorization.
MOTO payments are an excellent payment alternative for when customers cannot visit a store face-to-face.
How do MOTO payments work?
Simple, secure and easy to use, Virtual terminals are designed to make accepting business payments a breeze no matter your location. Each virtual terminal URL can be accessed by any internet connected device, whether using a laptop, desktop, mobile phone or tablet.
Here’s how it works:
- Retailer logs into virtual terminal online via internet connected device.
- The customer’s personal information and card details are input.
- The transaction is submitted for authorization.
- Once approved, confirmation is received, and the customer receives an email receipt.